Last updated: September 17, 2026
Miriam Newman (“we,” “us,” or “our”) is committed to protecting the privacy and confidentiality of the personal information entrusted to us. This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you visit miriamnewman.ca, contact us, or use our mortgage brokerage services.
We handle personal information in accordance with applicable privacy laws in Quebec and Canada, including Quebec’s Act respecting the protection of personal information in the private sector.
Depending on how you interact with us and the services you request, we may collect information such as:
Your name and contact information, including email address and telephone number;
Information submitted through our website forms;
Information about your mortgage needs and objectives;
Property and real estate information;
Mortgage balances, payments and other financing information;
Employment, income, asset, liability and debt information when required for a mortgage application;
Credit and financial information when required and with appropriate authorization;
Identification and other documentation required to process a mortgage application or comply with legal and regulatory obligations;
Communications you have with us; and
Technical information associated with your use of our website, such as browser, device and usage information, where applicable.
Please do not submit sensitive financial or identification documents through a general contact form unless specifically requested through an appropriate process.
Personal information may be collected when you:
Complete a form on our website;
Contact us by telephone, email or another communication method;
Request a mortgage consultation, pre-qualification or application;
Provide documents or information required to evaluate mortgage options;
Communicate with us during the mortgage process; or
Otherwise voluntarily provide information to us.
Certain technical information may also be collected automatically through cookies or similar technologies when you use our website.
We may use personal information to:
Respond to questions and requests;
Understand your mortgage and financing needs;
Provide mortgage brokerage services;
Assess potential mortgage solutions;
Prepare and process mortgage applications;
Communicate with lenders, mortgage partners and other parties involved in a transaction where appropriate;
Verify information provided in connection with an application;
Maintain client records;
Improve our website and services;
Prevent fraud and protect the security of our services;
Meet legal, professional and regulatory requirements; and
Carry out other purposes disclosed to you at the time your information is collected.
We only use personal information for appropriate purposes and as permitted or required by law.
Where required, we obtain your consent before collecting, using or disclosing personal information.
By voluntarily submitting information through our website, you consent to the collection and use of that information for the purposes associated with your request.
Additional consent or authorization may be requested when necessary, including before obtaining or using certain financial or credit information.
You may withdraw your consent to certain uses of your personal information, subject to legal, regulatory or contractual restrictions. Withdrawing consent may affect our ability to provide certain services.
We do not sell your personal information.
When necessary to provide mortgage brokerage services, information may be shared with authorized parties such as:
Mortgage lenders and financial institutions;
Mortgage brokerage and industry partners;
Service providers that support our business or technology;
Professionals involved in a transaction where applicable; and
Government, regulatory, law-enforcement or other authorities when required or permitted by law.
Only information reasonably necessary for the applicable purpose should be disclosed.
Some service providers may process or store information outside Quebec or Canada. When applicable, personal information may therefore be subject to the laws of another jurisdiction.
Information submitted through forms on miriamnewman.ca is used to respond to your inquiry and, when applicable, assist with your mortgage request or application.
Submitting an inquiry through the website does not guarantee mortgage approval, financing, a particular interest rate or any other lending outcome.
Our website may use cookies and similar technologies to operate properly, understand website usage and improve the visitor experience.
Third-party website, analytics or embedded-service providers may also use technologies that collect limited technical information.
Where required by applicable law, consent will be obtained before non-essential tracking technologies are used.
You can also control certain cookies through your browser settings. Disabling cookies may affect some website functionality.
We use reasonable administrative, technical and organizational safeguards appropriate to the nature of the personal information we handle.
However, no website, email system or electronic transmission method can be guaranteed to be completely secure. You should avoid transmitting highly sensitive information through unsecured email or general website forms unless instructed to do so.
Personal information is retained only for as long as reasonably necessary to fulfill the purposes for which it was collected and to satisfy applicable legal, professional and regulatory requirements.
When personal information is no longer required, it is securely destroyed, deleted or anonymized where permitted by law.
Subject to applicable law, you may have the right to:
Request access to personal information we hold about you;
Request correction of inaccurate or incomplete information;
Withdraw consent where applicable;
Ask questions about how your personal information is handled; and
Exercise other privacy rights available under applicable Quebec or Canadian law.
Requests may be subject to identity verification and limitations permitted by law.
If a confidentiality or privacy incident involving personal information occurs, we will take reasonable steps to reduce the risk of harm and comply with applicable notification and record-keeping requirements.
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties. We encourage you to review their privacy policies before providing personal information.
Our services are intended for adults seeking mortgage and financing services. We do not knowingly collect personal information from children through our website.
Questions, requests or concerns regarding this Privacy Policy or the handling of personal information may be directed to:
Miriam Newman
Mortgage Broker
Vine Group
QC Licence #602045
297 Chemin du Bord-du-Lac-Lakeshore
Pointe-Claire, Quebec H9S 4L4
Canada
Email: miriam.newman@vinegroup.ca
Website: miriamnewman.ca
We may update this Privacy Policy periodically to reflect changes to our practices, services or legal requirements.
The most recent version will be published on this page with the date of the latest update.